
Hello dear friends,
I hope this blog finds you in a cheerful mood, sipping your favorite tea and feeling the joy of a new day unfold.
Today’s writing prompt struck a special chord in my heart: “Describe a risk you took that you do not regret.” What a powerful thought!
Life is about making choices, some of which feel risky. Yet, taking that leap can create the most beautiful parts of your story.
For me, the biggest and boldest risk I ever took was leaving behind my routine, numbers-driven banking career after retirement and diving headfirst into the unknown world of creativity—writing, painting, and storytelling.
Yes, it was a world I had never dared to explore in my earlier years. I was a banker by profession, a poet by accident, and an artist by destiny.

The Safe Shore
During my career in banking, life moved in predictable patterns. Targets, balance sheets, and loan portfolios were the language I spoke fluently.
Creativity? That seemed like a luxury for others. I was content but not fulfilled. Like a bird who had forgotten the joy of flying, I stayed in my comfort zone, wings tucked neatly against the side.
But retirement brought a strange silence. For someone who had been so used to structure, the open-ended days felt like a void.
One morning, as I sat watching the rain trace paths down my window, a memory stirred—the time I had once written a poem in school.
That innocent spark suddenly caught fire. I began writing again, just for myself. But the more I wrote, the more alive I felt.
Taking the Plunge
It wasn’t easy. Starting a blog, sharing my inner world, and showing my paintings—each of these steps felt like standing at the edge of a cliff.
What if no one read my words? What if people laughed at my art? What if I failed?

But I took the risk.
I named my blog “Retired Kalam”, combining the echoes of my past with the heartbeat of my present.
I began posting poems, short stories, life reflections, and paintings. My first post got three views—two from friends and one from myself.
But something magical happened. I felt joy. Real joy. The kind that doesn’t depend on numbers, but on authenticity.
The Blossoming
Slowly, readers came. Comments trickled in. One person wrote, “Your story touched my heart.” Another said, “Your poem reminded me of my childhood.” And just like that, the fear melted. My risk had turned into a reward.
What began as a personal journey became a shared path. I discovered that age is no barrier to creativity. I met fellow bloggers, young and old, who inspired me.
I even published my first book—a compilation of poems and reflections that carry my soul in every line.
Now, I wake up each day with purpose. I write, paint, dance with words, and laugh with memories. My heart is lighter, and my mind is younger. All because I took that one risk.

Lessons from the Leap
Taking risks isn’t about recklessness. It’s about trusting your inner voice when the world goes silent. It’s about knowing that even if you fail, you fail forward.
Here’s what I’ve learned from taking this creative leap:
- Passion is ageless. Whether you’re 16 or 65, the fire within can be reignited.
- Comfort zones are cages in disguise. Step out, and you might discover your wings.
- Fear is temporary, but regret is permanent. I would have regretted not trying more than failing.
- Your story matters. Someone, somewhere, needs to hear what you have to say.

“Listen to your heart.”
So dear reader, if there’s a dream whispering in your heart, listen to it. Take that small step. Write that poem. Paint that sky. Dance in your living room. Start that blog. Whatever it is, don’t let fear hold your pen.
The risk I took—to share my art and words with the world—is one I will never regret. In fact, it saved me from a life of silent sunsets and turned my twilight years into a canvas of colors.
And who knows? Maybe the best stories are written not with certainty, but with courage.
Stay inspired, stay young at heart.

BE HAPPY… BE ACTIVE… BE FOCUSED… BE ALIVE
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www.retiredkalam.com
Categories: infotainment
very nice .
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Thank you so much.
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Verma ji, this is absolutely beautiful. Reading your journey felt like sitting by a calm river and watching the sun rise—slow, soulful, and full of light. You didn’t just take a risk; you answered a call from your own heart. And in doing so, you’ve inspired so many of us who stand at our own cliffs, afraid to leap. ‘Retired Kalam’ isn’t just a blog—it’s a legacy of courage. Thank you for showing that the twilight years can indeed be the most colorful ones. Please keep writing, keep painting, and keep reminding us that it’s never too late to begin.” ✨🖌️📝
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That is such a deeply thoughtful message—thank you.
You’ve expressed something very beautiful here, especially the way you described it like sitting by a calm river at sunrise. That imagery itself feels like a reminder that life doesn’t always have to be rushed to be meaningful.
I also like how you’ve framed it—not as a “reinvention” in a dramatic sense, but as listening to something quieter within. Sometimes it isn’t about making bold decisions, but simply not ignoring what keeps returning to the heart.
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Verma ji .
Your blogs are good and the fact you have reinvented after retirement is like iceing in cake.
I feel joining the bank itself was a risk u have taken keeping in view the talent and skill of writing you have missed all these years.
Better late than never.
Keep writing and sharing.
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That’s very kind of you to say, truly.
I think life has this funny way of not following our “perfect timelines.” Sometimes we spend years doing one thing, only to realize later that something else was quietly waiting in the background all along. It’s not really about what was missed—it’s more about what still gets expressed, even if it arrives a little later than expected.
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I love this and it’s adventure worth taking but I will disagree with one point that’s probably the main point.
And one could argue
There is no risk with being creative and or artistic. You don’t need anybody’s approval to be creative or artistic. The risk might be and not being creative or artistic, and to never have tried might be a case of accelerated depreciation
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I get what you’re saying—and I actually agree with the spirit of it.
Creativity doesn’t really ask permission. It exists first as an impulse, a pull, a need to express something that’s already inside. In that sense, there’s no external “risk” in being creative or artistic—no approval gate you need to pass through for it to be valid.
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A most important message that you have so precisely weaved into this beautiful narrative. I quite applaud your decision and congratulate your success.
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I really appreciate your thoughtful words.
What I’m most glad about is that the idea resonated with you—not just as a statement, but as something you could sit with and reflect on. These kinds of exchanges feel less like “agreement or disagreement” and more like a shared exploration of meaning.
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My pleasure Sir, as I have always enjoyed your poetry!
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That truly means a lot to me—thank you. 🙏
Knowing that my poetry continues to connect with you is deeply encouraging.
Your support and thoughtful presence are always appreciated.
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And always my pleasure Sir!
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Stay happy and keep sharing.
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That is the greatest advice Sir. Thank you! Wishing you all the best and a peaceful good night. Catch you in the morning.
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Good morning, Sir.
I am on morning walk track.
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Good morning! Have a fabulous day, enjoy and create!
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Thank you, Sir.
I am enjoying poem writing ssession.
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That is wonderful Sir! Writing poetry is a great way to enjoy and to feel the surge of creativity as well as strengthening one’s values and beliefs. Poetry is artistic philosophy. Enjoy!
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Thank you—that’s a very thoughtful way to put it.
I like how you describe poetry as artistic philosophy. That really captures what it becomes at its best: not just expression, but reflection shaped into form. It lets ideas breathe a little differently than straight prose does.
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Anyways a pleasure Sir. I am sure you will be writing meaningful and beautiful verses.
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Thank you, Sir—that’s very kind of you.
I’ll certainly keep trying to write with meaning and sincerity. Grateful for your encouragement. 🙏
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Good morning my friend. Hope your day is wonderful!
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Good afternoon, Sir. 😊
Thank you so much—hope your day is going wonderfully as well.
Wishing you a peaceful and pleasant rest of the day. 🌿
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A beautiful leap from security to soul.
Proof that it’s never too late to begin truly living and creating.
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Thank you so much… that’s a beautiful way to put it. 🌿
That shift—from comfort to something more meaningful—isn’t always easy, but it’s where life begins to feel real again. I’m really glad that feeling came through.
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Dance in your living room, even if no one is watching. Every small act of creation is a tribute to the life within you. When you listen to that whisper and take that first step, you transform a fleeting thought into a lasting light that brightens not only your world but the world around you. 🌿🕊️🙏
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That’s such a freeing way to look at it.
There’s something quietly radical about creating without an audience—just because something inside you wants to move, to express, to exist. Those small, unobserved moments often feel the most honest.
I really like how you framed it as a “tribute to the life within you.” It shifts creation from performance to presence. Not about being seen, but about being alive to the moment.
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